In 2025 we are continuing to offer Health Insurance with AvMed. AvMed has a robust network of doctors, medical facilities and pharmacies throughout South Florida. Health Insurance benefits are available to full-time staff (minimum 30 hour average per week) members that have worked for us for at least 60 days.
There will be three plan options. The Aim HMO has access to the AvMed Florida AIM HMO network. The Choice POS has access to the AvMed Florida POS network and the Choice POS $0 Ded has access to the AvMed National POS network and out of network providers All the plans have access to Brand Name and Generic Drugs.
The Aim HMO Plan has a $6,000 deductible with $35 primary care physician deductibles and $70 for specialists.
The Choice POS Plan has a $2,500 deductible with $25 primary care physician deductibles and $50 for specialists.
The Choice POS $0 Ded Plan has a $0 deductible (no deductible in network) with $15 primary care physician deductibles and $30 for specialists.
If you and any family you insure are under 35 and don't have any pre-existing medical conditions the Aim HMO Plan is a good option. It allows you to see doctors and protects you in the event of an accident or major illness. You will be paying less per pay period than on the other plans, but your doctor visits will be more expensive and if you have a major medical need you will need to pay more at that time.
If you or any family members you insure are over 35 and/or have any pre-existing medical conditions the Choice POS Plan is a good option. While you are paying more per pay period, your costs are predictable for the year. Your doctor office visits are less expensive than the Aim HMO Plan plan. If there is a major health event, you won't need to pay as much if/when it occurs.
If you or any family members you insure are over 35 and/or have any pre-existing medical conditions or need an out of network provider the Choice POS $0 Plan is a great option because it helps control your costs for the whole year by offering the lowest cost for office visits, etc. and you will never have to worry about covering a large deductible if the need arises.
You need to weigh your options carefully and make the best decision for you and your family. Visit https://www.healthcare.gov/ for comprehensive information about health insurance. Please remember, since be nice offers health insurance, if you are full-time and have been with us at least 60 days you do not qualify for subsidized health plans sold by the marketplace.